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How does a rate rise affect your borrowing capacity?
A rate rise can cut how much you can borrow, even if your repayments are fine. Here’s how lenders test you and what to check first.
The RBA meets on 29 September. What should borrowers check before then?
A rate decision is two weeks away. The useful work happens before it: your loan structure, your buffer, and any fixed-rate expiry or facility renewal coming up.
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