A home loan application runs two assessments: one on the borrower, one on the property. You can pass the first and still be declined on the second. Here are five property types that commonly sit outside standard lending policy in Australia, and why one lender's no isn't the final answer.

Why Is Australia's Property Market Falling at the Top but Not the Bottom? Australia's most expensive homes are falling in value much faster than its cheapest ones.

The Property Market Has Turned. Here's How to Read It From the Other Side of the Desk.

Is It Finally a Buyer's Market in Australia? What the 2026 Shift Means for You. Is It Finally a Buyer's Market in Australia? What the 2026 Shift Means for You. The short answer: Yes -conditions have tilted toward buyers in 2026. Nationally, listings are up 7.7% on a year ago, median vendor discounting has widened to around 3.6%, and fewer homes are going to auction - giving buyers more choice and negotiating room than they've had in years (source: Cotality). The catch: these